1. Equitas Small Finance Bank:
Equitas Small Finance Bank is known for its customer-centric approach, offering a range of financial solutions. With a commitment to financial inclusion, Equitas provides flexible tenure options spanning from 7 days to 10 years, they have the freedom to select terms that align with their investment needs. Equitas Bank offers the highest interest rates, with 9%* p.a. for senior citizens and 8.5%* p.a. for all individuals.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit Equitas Small Finance Bank.
2. Ujjivan Small Finance Bank:
With Ujjivan, Fixed Deposits are available across durations ranging from 7 days to 10 years. The bank goes a step further by providing an overdraft facility and allowing loans against the FD's value, ensuring repayment in convenient installments. Adding to the benefits, Ujjivan SFB's FDs offer higher interest rates for senior citizens, with a premium of 0.50% p.a. for any tenure. Secure your future with Ujjivan Small Finance Bank's Fixed Deposits and watch your aspirations turn into reality.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit Ujjivan Small Finance Bank.
3. AU Small Finance Bank:
AU Small Finance Bank is recognized for its innovative banking solutions. The bank offers competitive Fixed Deposit interest rates, catering to the diverse needs of its customers. AU Small Finance Bank's FDs offer attractive features, including competitive interest rates, tax savings, assured returns for up to 10 years, and an extra interest of 0.50% p.a. for seniors. Benefit from FD overdraft for loans, nomination facilities, and the ease of applying online or offline with a minimum investment of INR 1,000. Enjoy flexible tenures, monthly or quarterly interest payouts, and the assurance of FD schemes being insured by DICGC as a scheduled commercial bank.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit AU Small Finance Bank.
4. Jana Small Finance Bank:
Jana Small Finance Bank is dedicated to empowering individuals through inclusive financial services. The bank provides Fixed Deposit options with the flexibility to start depositing as low as INR 1,000. Conveniently transact and manage your funds through their user-friendly Mobile Banking App. Whether you prefer Cumulative or Non-Cumulative options, their Fixed Deposits offer the freedom to choose from various payout intervals, including Monthly, Quarterly, Half-Yearly, or Yearly, ensuring that your savings strategy aligns perfectly with your financial goals.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit Jana Small Finance Bank.
5. Utkarsh Small Finance Bank:
Utkarsh Small Finance Bank is committed to fostering financial inclusion and providing personalized banking solutions. Their Fixed Deposit products offer competitive interest rates, making them a reliable choice for savers, Senior citizens enjoy an additional 0.60% interest, and a completely paperless process. An early start to your savings can pave the way to fulfilling your dreams. Moreover, enjoy the flexibility of premature closure, giving you control over your financial decisions.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit Utkarsh Small Finance Bank.
6. Suryoday Small Finance Bank:
Suryoday Small Finance Bank provides a user-friendly Fixed Deposit scheme with a minimum deposit of Rs 1,000, followed by multiples of Rs 1, offering flexibility for investors. Choose between traditional or cumulative/re-investment plans based on your preference. Interest rates vary depending on the tenure, with simple interest calculations for tenures up to 6 months and compounding exclusively for re-investment FDs.
Opt for auto-renewal at the term end for convenience, or if not selected, receive the principal and interest credited directly to your account. The fixed deposit tenure spans from a minimum of 7 days to a maximum of 10 years. In the event of premature withdrawal, a 1% penalty is applicable. For closure, renewal, or partial withdrawal before maturity, interest will be paid based on the prevailing rate on the deposit booking date for such tenor, with a deduction of the applicable 1% penalty. Suryoday Small Finance Bank ensures a seamless and customer-centric approach to meet your financial goals.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit Suryoday Small Finance Bank.
7. North East Small Finance Bank:
North East Small Finance Bank is dedicated to serving the financial needs of the North East region. The Term Deposit offered by North East Small Finance Bank serves as a secure means for customers to deposit money for a fixed period, earning a higher interest rate than a savings account. This arrangement benefits individuals seeking to maximize returns on surplus funds.
The flexibility of withdrawing funds before the due date is an added advantage. The term deposit options include fixed deposits and recurring deposits, each catering to distinct financial needs. While fixed deposits aim to provide individuals with an opportunity to earn higher interest on surplus funds, recurring deposits offer a systematic and long-term savings option, contributing to customers' financial well-being.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit North East Small Finance Bank.
8. ESAF Bank:
Key Features of ESAF Small Finance Bank encompass various aspects to cater to diverse financial needs. These include the option for reinvestment, allowing customers to reinvest their funds upon maturity, and offering an additional layer of security. The bank provides a nomination facility and supports joint accounts. Customers can avail themselves of overdraft or loan facilities against their fixed deposits, with financial flexibility. Auto-renewal is available for the convenience of customers.
ESAF Small Finance Bank allows multiple deposit options, ensuring suitability for varying financial capacities. Premature closure is permitted with an applicable. On request, FD statements are made available, enhancing transparency. TDS certificates are issued to account holders, facilitating tax compliance.
Interest payout frequency includes a quarterly option and interest payout is available at discounted value monthly. Interest rates are as per the tariff/rate card, with differential rates for senior citizens, amounts exceeding INR 1 crore, and non-premature closure for FDs exceeding INR 15 lakhs. These features collectively contribute to ESAF Small Finance Bank's commitment to providing a comprehensive and customer-centric banking experience.
(For Deposits less than ₹2 Crore)
For the latest FD interest rates and more information, visit ESAF Bank.
Please note that interest rates on Fixed Deposits may vary and are subject to change. It's advisable to check the respective bank's official website or contact them directly for the most up-to-date information.